Loan Details
Monthly Payment
$2,116.07
P&I + tax + ins
Principal & Interest
$1,816.07
per month
Total Interest
$373,787
over 30 years
Total Cost
$653,787
down + payments
Monthly Payment Breakdown
Loan Summary
Buying a Home in Clarksville, TN
VA loans are the top choice for Fort Campbell military families. With $0 down, no PMI, and competitive rates, most active-duty and veteran buyers use VA financing. The 2.15% funding fee (first use, 0% down) is typically rolled into the loan.
Montgomery County property taxes average around $2,400 per year for a $280,000 home, one of the lowest rates in Tennessee. The effective rate is approximately 0.85%.
Median home price in Clarksville is approximately $280,000 as of early 2026, making it one of the most affordable mid-size cities in Tennessee.
BAH tip: An E-5 with dependents receives $1,812/month in BAH at Fort Campbell. At a 6.75% rate, that covers the full principal, interest, tax, and insurance on a home priced around $230,000 to $250,000.
Find Local Real Estate Professionals
ClarksvilleBiz lists local real estate agents, mortgage lenders, home inspectors, and moving companies.
Fort Campbell BAH Lookup
Check your 2026 housing allowance by pay grade
This calculator is for estimation purposes only and does not constitute financial or mortgage advice. Actual rates, fees, and payments will vary. Contact a licensed mortgage lender for a formal quote. VA funding fee rates are subject to change by the Department of Veterans Affairs.