Fort Campbell · MHA KY106 · 2026 Rates

Fort Campbell BAH Lookup 2026

Find your Basic Allowance for Housing rate by pay grade and dependent status. Includes VA loan affordability estimates for Clarksville, TN homebuyers.

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Dependents include a spouse, children, or other qualifying family members. The rate does not change based on the number of dependents.

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Your BAH Rate

E-5 · Sergeant (SGT)

$1,812/mo

With dependents · Fort Campbell KY106 · 2026

Estimated VA Loan Affordability

$210,000

Based on 75% of BAH for P&I at 6.75%, 30-yr VA loan. Estimate only.

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2026 BAH Rates — Fort Campbell, KY (MHA KY106)

+1.6% from 2025
GradeTitleWith Dep.Without Dep.
Enlisted
E-1Private (PVT)$1,773$1,467
E-2Private 2nd Class (PV2)$1,773$1,467
E-3Private 1st Class (PFC)$1,773$1,467
E-4Specialist / Corporal (SPC/CPL)$1,773$1,467
E-5SelectedSergeant (SGT)$1,812$1,635
E-6Staff Sergeant (SSG)$2,067$1,734
E-7Sergeant First Class (SFC)$2,208$1,776
E-8Master Sergeant / 1SG$2,358$1,866
E-9Sergeant Major (SGM/CSM/SMA)$2,538$1,935
Warrant Officers
W-1Warrant Officer 1 (WO1)$2,085$1,773
W-2Chief Warrant Officer 2 (CW2)$2,268$1,863
W-3Chief Warrant Officer 3 (CW3)$2,454$1,944
W-4Chief Warrant Officer 4 (CW4)$2,571$2,094
W-5Chief Warrant Officer 5 (CW5)$2,712$2,241
Officers
O-1E2LT w/ prior enlisted (O-1E)$2,232$1,809
O-2E1LT w/ prior enlisted (O-2E)$2,430$1,920
O-3ECPT w/ prior enlisted (O-3E)$2,592$2,058
O-12nd Lieutenant (2LT)$1,848$1,572
O-21st Lieutenant (1LT)$2,082$1,815
O-3Captain (CPT)$2,271$1,902
O-4Major (MAJ)$2,538$2,133
O-5Lieutenant Colonel (LTC)$2,724$2,178
O-6Colonel (COL)$2,745$2,256
O-7Brigadier General (BG)$2,766$2,295

How to use this table

Click any row to select your pay grade and see your BAH amount highlighted in the card on the left. The affordability estimate shows the approximate home price a VA loan can support when your full BAH covers the mortgage payment, taxes, and insurance.

BAH Frequently Asked Questions

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BAH rates shown are for Military Housing Area KY106 (Fort Campbell, KY / Clarksville, TN) effective January 1, 2026. Rates are sourced from the Department of Defense and are subject to change. Affordability estimates are for informational purposes only and do not constitute financial or mortgage advice. Contact a licensed VA lender for a formal pre-approval.

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